Frequently Asked Questions

Clear, transparent answers to help you navigate Indian real estate acquisitions smoothly.

🏡 Property Buying & Title Verification

What documents should I verify before buying a property?

Key documents include: (1) 30-year Encumbrance Certificate (EC), (2) Mother Deed / Link Documents, (3) Revenue Patta Passbook & 1B Adangal (for agricultural land), (4) Approved Layout / Building Sanction Plan (TUDA/HMDA/DTCP/Corporation), (5) Tax Receipts, (6) RERA Registration Certificate for new projects, and (7) Possession Certificate.

How does Pratap Sinha Real Estate verify properties?

Every listing on our platform undergoes a multi-point legal scrutiny by our in-house legal panel. We physically inspect the property, verify boundary survey stones, examine sub-registrar records for any pending mortgages or lis pendens, and ensure statutory approvals before public listing.

✈️ NRI Property Advisory & Power of Attorney

Can NRIs purchase property in India without physical presence?

Yes. Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) can purchase residential and commercial properties in India. Transactions can be executed via an Adjudicated General Power of Attorney (GPA) registered with the Indian Embassy/Consulate in your country of residence.

Do you provide tenancy and property maintenance for NRI owners?

Yes. Our Property Management division manages tenant sourcing, police verification, rent collection, utility bill payments, and sends monthly high-definition video inspection reports directly to owners.

💰 Home Loans & Bank Auctions

How much home loan can I get on a property?

Leading Indian banks generally finance between 75% to 85% of the registered property valuation based on the borrower's income eligibility, credit (CIBIL) score, and property approval category.

What precautions are needed for Bank Auction properties?

Bank auction properties under SARFAESI Act require verification of physical vs symbolic possession, pending municipal taxes, electricity dues, and DRT (Debt Recovery Tribunal) stay status. Our legal panel conducts comprehensive due diligence before recommending auction bids.